Life & Health Underwriter - Risk Assessment Specialist
Join Astra Life Insurance, a leading provider of life and health protection solutions in Indonesia, as a Life & Health Underwriter. In this critical role, you will be at the forefront of risk assessment, evaluating medical, financial, occupational, and lifestyle factors to ensure the health and well-being of our policyholders. Based in Jakarta Raya, this position offers a competitive salary of IDR 12,000,000 - 20,000,000 per month, along with opportunities for professional growth and development.
As a Life & Health Underwriter, you will play a pivotal role in our company's mission to safeguard lives and provide comprehensive protection. You will work closely with our underwriting team, utilizing industry-standard tools such as Underwriting Information System (UIS) and data analytics software to assess risks accurately. With a minimum of 5 years of experience in underwriting, particularly in life and health insurance, you will bring valuable expertise to our team.
📋 Tanggung Jawab Pekerjaan
Key Responsibilities:
- Conduct thorough risk assessments on medical, financial, occupational, and lifestyle factors to determine insurance coverage eligibility and premiums.
- Utilize Underwriting Information System (UIS) and data analytics software to analyze and evaluate risk profiles.
- Review and approve insurance applications, ensuring compliance with company policies and regulations.
- Collaborate with the underwriting team to develop and implement underwriting guidelines and procedures.
- Provide expert advice and recommendations to policyholders and agents regarding insurance coverage options.
- Monitor and analyze underwriting performance, identifying areas for improvement and implementing corrective actions.
- Maintain accurate and up-to-date records of all underwriting activities and decisions.
- Stay current with industry trends, regulations, and best practices in life and health insurance underwriting.
🎓 Kualifikasi & Syarat
Kualifikasi & Syarat:
- Minimum 5 years of experience in underwriting, with a focus on life and health insurance.
- Professional certification in underwriting, such as the Certified Insurance Underwriter (CIU) designation.
- Strong knowledge of Indonesian insurance laws, regulations, and industry standards.
- Excellent analytical and problem-solving skills, with the ability to evaluate complex risk profiles.
- Proficient in using Underwriting Information System (UIS) and data analytics software.
- Strong communication and interpersonal skills, with the ability to work effectively with policyholders, agents, and other stakeholders.
- Fluency in both English and Indonesian languages.
- Bachelor's degree in a related field, such as insurance, finance, or actuarial science.
🛠️ Keahlian
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